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There’s been a lot recently, hasn’t it? Another COVID-19 spike, a terrible flu season, floods in New South Wales, monkeypox, the ongoing war in Ukraine, the overthrow of Roe v Wade in the United States, soaring cost of living. If you’re feeling overwhelmed and closed off, you’re not alone. I’ve spent the last few weeks lying on the couch unconscious after work, wreaking havoc. I feel anxious, apathetic, lonely and sad. If you or anyone you know needs help: I had hoped it would be a good year with more certainty, but in the middle of the year I found myself in a space that was just as restless as the last two years, but with less expectations and more cognitive fatigue to boot. When things get so tough and we start to realize that maybe the world as we know it has shifted, we have to give ourselves time to adjust to the new realities and build the skills we need to adapt. Meanwhile, it’s very easy to forget the little things we need to do to be okay, or to remember why we do these thi

Just $1 invested when super-mandatory started 30 years ago is now worth $7.67, based on the average “balanced” fund, SuperRatings says. Don’t forget all super refund figures have been deducted by fees. Make sure, if you’re paying higher than 1.1 percent of SuperRatings’ name as a “regular fee,” that the fund you choose is performing well enough to justify the additional fee. Get the best investment mix Do what I did and avoid watching your superfund balance plummet – as long as your fund investment options are right. It should not be determined by what happens in the stock market, and always by what happens to you. Of the types of funds I cited above, “growth” funds hold between 77 and 90 percent in equities, making them quite vulnerable to stock market volatility. “Balanced funds” hold 60 to 76 percent of the more moderate shares. There are also more conservative options, especially for super members who are nearing retirement and can’t afford to risk their sizeable cash pile. Thi